This complete kit includes: Snap-Tab Malibu Leather Binder featuring our multi-pocket interior, lustrous pebble-grain cowhide with contrasting stitching and 25mm rings. 12 months of dated diary pages (choice of format). Accessory kit which includes: 12 colour tabbed dividers, 4 note pads, vinyl zip pouch, 2 vinyl business/credit card holders. Big savings on the price of the items if purchased separately. (Price featured is after discount.)