This complete kit includes: Zippered Armorhide Leather Binder featuring large flap pocket, medium pocket, 2 card pockets and 25mm rings. 12 months of dated diary pages (choice of page formats). Accessory kit which includes: 12 colour tabbed dividers, 4 note pads, vinyl zip pouch, 2 vinyl business/credit card holders. Big savings on the price of the items if purchased separately. (Price featured is after discount.)